Loan Programs

15 Year Fixed Rate Mortgage – Pay off your mortgage in half the time of a traditional 30 year fixed rate mortgage.

20 Year Fixed Rate Mortgage – Build up equity in your home more quickly and save interest.

30 Year Fixed Rate Mortgage – The most popular type of mortgage.

Low Down Payment Mortgage – Ideal for people with limited funds for closing costs.

Bi-Weekly Mortgage – Fixed-rate mortgage is designed for borrowers who wish to accumulate equity in their homes quickly, but need a low down payment and low monthly payments

Home Improvement (203K) Mortgage – Make your dream home a reality with an FHA 203K Loan.

Adjustable Rate Mortgage – Perfect for short term homeowners or serial relocations.

Fixed Period Adjustable Rate Mortgage – Same as an Adjustable Rate Mortgage with a fixed period, usually 3-10 years) of fixed interest rate.

Balloon Mortgage – The principal and interest you pay are amortized over a longer period (30 years) than the actual term of the mortgage.

Reverse Mortgage – Receive payments from the equity in your home. Ideal for homeowners over 62 years old with no mortgage or very little outstanding principal.

Rural Housing Loan – Borrowers in rural areas have easier access to affordable housing, due to partnerships with the Rural Housing Service

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